Comments for Ms. Morrison Speaks Money

Comment on March Green Money Tip – Reduce How Much You Use Your Car by Debra

Debra — Thu, 03 May 2012 18:49:25 +0000

Indeed Jeanette! I thought I’d corroborated your comment earlier, yet I will certainly say “amen” to your recommendation. Thanks so much for sharing.

Comment on My 88-Year-Old Aunt Riding The Waves by Debra

Debra — Thu, 03 May 2012 18:14:02 +0000

Thanks Virginia. I LOVE my mature audience!

Comment on Only 2 More Days To Profit From Your “Investment Dogs” by Debra

Debra — Thu, 03 May 2012 18:13:23 +0000

Many thanks Wow!

Comment on What To Do With That 201(k)? by Debra

Debra — Thu, 03 May 2012 18:13:10 +0000

Thanks!

Comment on Watch Out For Covert Capital Gains by Debra

Debra — Thu, 03 May 2012 18:12:50 +0000

I’ve been told that use a teaching style; glad it’s working for you.

Comment on Only 2 More Days To Profit From Your “Investment Dogs” by Debra

Debra — Thu, 03 May 2012 18:11:58 +0000

Thanks Tammy! I’m delighted for your visits and comments.

Comment on Great News Today And Some History, Too by Debra

Debra — Thu, 03 May 2012 18:11:16 +0000

Indeed, Linda! We must be mindful that the objective of the press is to garner readers, listeners, and viewers, NOT to dispense financial advice. The more volatile and shocking their news broadcast, the better, in order to achieve their goal, of course.
So, turn the page, the dial, or the remote clicker, and get your entertainment somewhere else, and turn to your fee-only Certified Financial Planner for a strategy that works for YOUR life, for YOUR needs, and one that will provide you YOUR most cherished outcomes in life.
There will ALWAYS be great companies that employ people and turn out either products or services–those companies comprise the stock market. It’s not as bad as it’s projected/heralded!
God Speed Linda!
Debra

Comment on America Remotivated by Debra

Debra — Thu, 03 May 2012 18:07:52 +0000

Thank you Tim; that means a lot to me, and my apologies for not seeing your comment earlier!

Comment on What To Do With That 201(k)? by Debra

Debra — Thu, 03 May 2012 18:07:26 +0000

Thanks so much Jannette!

Comment on What To Do With That 201(k)? by Debra

Debra — Thu, 03 May 2012 18:07:03 +0000

So VERY sorry, Janet to not have replied earlier! Your CPA COULD well assist you in this learning curve, yet many do not educate, they simply answer questions. Their training–concentrated on putting past events in the proper tax return boxes, versus strategizing ahead–is partly to blame for this, mind you.
I recommend a fee-only Certified Financial PlannerTM so that you can obtain ADVICE, and not be sold some financial products.
You see, it matters how your adviser is getting paid, as to how they will do business with you. Representatives from Wall Street brokerage companies are typically commission only salespeople of financial products. Fee-based financial advisers may provide a written financial plan for a fee, and then plug in (read sell you) investments on which they will paid a commission. Fee-ONLY financial planners will charge you an hourly fee to understand your goals, your current financial portfolio and analyze how you can best move forward in achieving your goals. The fee-ONLY planner may offer to manage your financial portfolio, for a flat annual fee, or a fee that represents a percentage of assets–a schedule of which they will provide. ONLY advisers in the latter type of compensation model–fee only–have true objectivity; that’s why I recommend them. You can find such an adviser through either: http://www.napfa.org or http://www.garrettplanningnetwork.com.
I am a fee-only Certified Financial Planner, and would be delighted to meet with you, if you’ll give me a call at 973-709-2244. All the best,
Debra